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Financing the trip

Posted on August 26th, 2007 by Stephen

I’m glad I held off on this post, as I’ve had news regarding this in the past week. One of the major concerns of students considering study abroad is how they can possibly pay for everything involved. While it’s a big investment, I’m certain the experience is worth every penny. You’re not alone though, as there is plenty of financial help available.

In Australia, the majority of students defer university fees through a government scheme - HECS-HELP. This takes the burden off students, as they do not need to begin paying for their degree until they have secured full time work. An extension of this program is OS-HELP, a loan (with 20% fee) of AUD$5000 is available each semester of a students overseas travel. I applied for this, and have since received the first payment.

Most universities offer scholarships and bursaries to students. Applications for these are generally simple, and have criteria such as international study, academic merit and financial hardship. I received a AUD$2500 travel award from my Faculty, as well as second valued at AUD$2120 which all Australian students can apply for. I have also applied for a couple more, which I am waiting to hear the result of.

There are many loans available to students through banks and online. I’d suggest this option after applying for as many scholarships and bursaries as possible, since they attract no interest or repayments. Local banks and those in your destination country will offer loans, but it’s very important that you fully understand the repayments and interest involved. I was very close to getting a student loan, until discovering that the deferred repayments meant that it would attract an additional 80% of the loan value as interest. Take a look at the links on this site, and perform web searches to track down the most secure and affordable option for you.

Since there is a great deal of time between the initial application and the date of departure, there is plenty of time to organise your finances beforehand. I was conscious of my spending up until the trip, and managed to squeeze over two months of full-time work between the end of my last semester at my home Uni, and the start of semester in Leeds. By investigated as many sources of funding as possible, I hope to be able to experience the full potential of the time abroad, and worry less about financial requirements.

The Application Process

Posted on August 13th, 2007 by Stephen

Some students yearn for years about travelling abroad, others decide within an instant of hearing about the various opportunities. One thing is for certain - the process leading up to departure is a long and anxious time. There often seems like an impossible amount of things to organise over this period, but this also allows for the excitement to build even more.

Early in 2006, I learnt about the study abroad program offered at my home University. I received some initial paperwork detailing the various university that we had exchange relationships with. It was good to understand the different opportunities regarding financing the trip, meaning more time could be spent focusing on other aspects of the trip.

I found out more about the program in meetings and expos held at Uni throughout the year. With the help of this information, I began researching the different universities, looking for ones which offered the best compatibility with my degree. I found this to be most important aspect of choosing a University, as compulsory courses at my home university had to be met, while there were many alternatives regarding funding.

I do not speak any languages other than English, so I researched Canadian and UK universities.  I think it would be great opportunity for a language student, or someone who has a specific cultural background, to travel to that country to study. By comparing subject compatibility, I narrowed my selection down to about 3 Universities in the UK, and ended up selecting Leeds based on it’s location, atmosphere and reputation.

At the end of 2006, UQ required that I submit a Study Abroad application, complete with a nominated university and detailed plan of which subjects I would be studying there and gaining credit for at home.
It was also required that I completed an online application for the University of Leeds, and this took place in January of 2007.

April 2007 was a busy month, as I received notification of my unconditional acceptance to the University of Leeds. Also, the Head of Study Abroad visited Brisbane to meet with incoming students. This offered a chance to ask questions regarding the city, university and program.

In May we had the opportunity of meeting with students from my home Uni which had previously been involved in the study abroad program. They shared their experiences gained through this program. We were also presented with information on health insurance, culture shock, course selection and accommodation.

I applied for University Accommodation, and received and offer where I hoped to stay in July. The signing and returning the accommodation contract in august marked the end of the application process,  with counting down the days to departure the only thing left to do.

It seems like a lot to organise, and it was - stretching out for over a year before departure. Always having something to do helped keep the excitment and anticipation up. In the next post I’ll detail the differenct sources that I secured finance from for the year abroad.

Introduction

Posted on August 7th, 2007 by Stephen

Hello Readers!

As an Australian student travelling to the UK to study, I’ll be documenting the process, challenges and experiences gained through out my journey. Each of my future posts will be centred around a specific theme, but I’d like to take the opportunity now to introduce myself.

I’ve been living in Brisbane, Australia for all of my life. I’m keen on music, with alternate rock and indie being my favourite genres, and am interested in all things technology related, computers, internet and gadgets. I started my undergraduate study in Australia last year at the University of Queensland, with a Bachelor of Engineering (Computer Systems). I became interested in the University’s Study Abroad program halfway through my first year, and started organising things as soon as I could. International study is a huge thing for me, this September will be my first time overseas and away from my childhood home. I’m looking forward to the exciting adventures and challenges ahead.

I’ve chosen to study in the University of Leeds in the UK, and will be there from September 2007 to July 2008. In this time I will gain credit for compulsory subjects that I miss at my home Uni, and a chance to do electives that I would otherwise not be able to do. English is my only language, so this somewhat limited my choice of exchange partners. I selected Leeds as it had great compatibility with my current degree, has a large student population living in the area and is conveniently located in the middle of the UK. I am looking forward to being able to travel around Europe on weekends and in holidays throughout the year abroad.

With a month to go until I depart, I’ve already completed the majority of the application process. I understand how overwhelming this can be for new students, so I’m happy to share any knowledge I’ve picked up throughout this time. I hope that you find these posts both interesting and informative. Don’t hesitate to leave a comment if you have any questions!

Welcome - Study in the UK Blog

Posted on August 7th, 2007 by admin

Welcome to the brand new Study in the UK Blog from UK.InternationalStudent.com!  

This blog is going to feature Stephen Montgomery as he plans to study in the UK as an international student from Australia. His posts will cover all areas about the UK, how he financed his education, what hurdles he had to overcome to get to the UK and generally follow him through his study year abroad in the UK.

I will leave it to Stephen to introduce himself more fully and we hope you enjoy the blog!